Ayushman Card Apply Online 2026
Apply for your Ayushman Bharat (PM-JAY) health card and get up to ₹5 lakh cover.
Ayushman Bharat (PM-JAY) is the government’s flagship health scheme that provides eligible families with health cover of up to ₹5 lakh per year for hospitalisation. The Ayushman card is your proof of enrolment and is used at empanelled hospitals for cashless treatment.
This 2026 guide explains who is eligible, the benefits, and the step-by-step process to check eligibility and apply for your Ayushman card online.
- Overview
- Eligibility
- Documents Required
- Step-by-Step Process
- Fees & Processing Time
- How to Check Status
- Common Mistakes
- FAQs
Overview
| Scheme | Ayushman Bharat (PM-JAY) |
| Benefit | Up to ₹5 lakh/year health cover |
| Portal | beneficiary.nha.gov.in / Ayushman app |
| Mode | Online eligibility + e-KYC |
| Fee | Free |
Eligibility
- Eligibility is based on the SECC database and government beneficiary criteria.
- Eligible economically weaker and identified families can apply.
- Check your eligibility online using your mobile number and Aadhaar.
Documents Required
- Aadhaar card (for e-KYC)
- Registered mobile number for OTP
- Ration card / family details (where requested)
Step-by-Step Process
- Visit the official PM-JAY Beneficiary portal or download the Ayushman app.
- Log in with your mobile number and OTP, then search using your state and Aadhaar/ration details.
- Check whether your name appears as an eligible beneficiary.
- If eligible, complete e-KYC (Aadhaar OTP or face/biometric).
- Submit and download your Ayushman card once approved.
Fees & Processing Time
| Application / card | Free |
| Health cover | Up to ₹5 lakh per family per year |
| Treatment | Cashless at empanelled hospitals |
How to Check Status
After e-KYC, check your approval status on the beneficiary portal or Ayushman app using your mobile/Aadhaar.
Once approved, you can download the card digitally and also collect it at a Common Service Centre (CSC) where available.
Common Mistakes to Avoid
- Assuming everyone is eligible — eligibility depends on government criteria.
- Aadhaar not linked to a working mobile for OTP.
- Paying agents for a ‘guaranteed’ card — the process is free.
- Not completing e-KYC, which is required before the card is issued.
Frequently Asked Questions
Who is eligible for Ayushman card?
Families identified under the government’s SECC-based criteria; check your eligibility online with Aadhaar/mobile.
What is the benefit?
Up to ₹5 lakh per family per year for cashless hospitalisation at empanelled hospitals.
Is the card free?
Yes, both eligibility check and card are free.
Where can I get treatment?
At any hospital empanelled under PM-JAY across India.
Conclusion
The Ayushman card gives eligible families valuable protection against high hospital bills, with up to ₹5 lakh of annual cover. Start by checking your eligibility on the official portal, then complete e-KYC.
Use only official channels, keep your Aadhaar and mobile linked, and never pay anyone for this free government health card.
Disclaimer: This article is for general information only. Government processes, fees, portals and eligibility rules are decided by the concerned authorities and may change at any time. Always confirm the latest details on the official government website before applying. BBC News Marathi is not affiliated with any government department and does not charge for any service.
